The Moderate Conservative FormulaFolio is a quantitatively managed portfolio of individual equities, exchange traded funds, mutual funds, and cash equivalents. FormulaFolios' proprietary step-by-step mechanical approach to selecting positions eliminates emotional trading and is designed to only select above average positions based on both fundamental and technical indicators.

24% of the portfolio is typically comprised of 120 - 140 individual equities and cash equivalents. The holdings represent all market capitalizations. No leverage or short selling is used.

16% of the portfolio is managed with an absolute return objective, using exchange traded funds (ETFs), mutual funds, and cash equivalents. The ETFs and mutual funds used include common unleveraged, leveraged, and inverse offerings. No outside leverage or short selling is employed. The principal objective to this 16% of the portfolio is to reduce equity market risk and increase portfolio returns.

60% of the portfolio is managed with an income objective utilizing index funds and ETFs. Our unique process for managing income funds is designed to be equally appropriate for total return in either falling or rising interest rate environments.

Due to risk management processes contained within the quantitative models, the portfolio may not be fully invested at all times.